Overview

LPL Financial offers dental coverage through Delta Dental designed to help you maintain a healthy smile through regular preventive care and to fix any dental problems that may arise.

2021 dental plans

  • Traditional PPO Dental Plan
  • Enhanced PPO Dental Plan

Key features

  • Free in-network preventive and diagnostic care
  • Affordable coverage that helps you manage the cost of dental treatment
  • Wide network of providers that have agreed to negotiated rates, which helps you save money
iconFind a network dentist

You’ll generally pay less when you use an in-network dentist. Visit the Delta Dental website to find an in-network provider near you.

Plan Comparison

Traditional PPO Dental Plan Enhanced PPO Dental Plan
In-network
Individual/family deductible $75/$225 $50/$150
Annual maximum benefit $1,500 $2,500
Services
  • Preventive
  • Restorative, Periodontics and Endontics
  • Oral Surgery
  • Crowns & Bridges and Prosthetics

  • You pay $0
  • You pay 10%

  • You pay 10%
  • You pay 40%

  • You pay $0
  • You pay 10%

  • You pay 10%
  • You pay 40%
Orthodontia (adults and children) Not covered The plan pays 50% up to a $2,000 lifetime maximum
Out-of-network
Individual/family deductible $75/$225 $50/$150
Annual maximum benefit $1,500 $2,500
Services
  • Preventive
  • Restorative, Periodontics and Endontics
  • Oral Surgery
  • Crowns & Bridges and Prosthetics

  • You pay 10%
  • You pay 20%

  • You pay 20%
  • You pay 50%

  • You pay 10%
  • You pay 20%

  • You pay 20%
  • You pay 50%
Orthodontia (adults and children) Not covered The plan pays 50% up to a $2,000 lifetime maximum

*With the exception of Preventive Care, coinsurance amounts apply once the annual deductible has been met. For complete cost and coverage details, log in to your Delta Dental member profile..

Money-Saving Tips

Here’s how to make the most of your dental benefits:

  • Choose an in-network provider – Using a participating dentist in the Delta Dental network will ensure you receive the highest benefits from your plan. To find a provider, go to Delta Dental.
  • If your service will exceed $300, request that your provider submit a pretreatment estimate. You should always submit a request for a pretreatment estimate for procedures and services your dentist believes will exceed $300 (procedures such as crowns, inlays, bridges, and periodontics). For more information, call 800.765.6003 or visit the Delta Dental website.
  • Check your claim status and other information at Delta Dental. You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more.
  • Download the mobile app. Convenient on the go access to plan information, ID cards, member services, cost saving tools and more.
  • Contact Alight for guidance and assistance – If you have dental care questions, billing issues, or any unique dental needs, contact Alight at 800.513.1667 ext 21.