Dental
Overview
LPL Financial offers dental coverage through Delta Dental designed to help you maintain a healthy smile through regular preventive care and to fix any dental problems that may arise.
Dental Plans
- Traditional PPO Dental Plan
- Enhanced PPO Dental Plan
Key Features
- Free in-network preventive and diagnostic care
- Affordable coverage that helps you manage the cost of dental treatment
- Wide network of providers that have agreed to negotiated rates, which helps you save money
Find a network dentist
You’ll generally pay less when you use an in-network dentist. Visit the Delta Dental website to find an in-network provider near you.
Plan Comparison
| Traditional PPO Dental Plan | Enhanced PPO Dental Plan | |
|---|---|---|
| In-network | ||
| Individual/family deductible | $75/$225 | $50/$150 |
| Annual maximum benefit | $1,500 | $2,500 |
Services
|
|
|
| Orthodontia (adults and children) | Not covered | The plan pays 50% up to a $2,000 lifetime maximum |
| Out-of-network | ||
| Individual/family deductible | $75/$225 | $50/$150 |
| Annual maximum benefit | $1,500 | $2,500 |
Services
|
|
|
| Orthodontia (adults and children) | Not covered | The plan pays 50% up to a $2,000 lifetime maximum |
*With the exception of Preventive Care, coinsurance amounts apply once the annual deductible has been met. For complete cost and coverage details, log in to your Delta Dental member profile..
Money-Saving Tips
Here’s how to make the most of your dental benefits:
- Choose an in-network provider – Using a participating dentist in the Delta Dental network will ensure you receive the highest benefits from your plan. To find a provider, go to Delta Dental.
- If your service will exceed $300, request that your provider submit a pretreatment estimate. You should always submit a request for a pretreatment estimate for procedures and services your dentist believes will exceed $300 (procedures such as crowns, inlays, bridges, and periodontics). For more information, call 800.765.6003 or visit the Delta Dental website.
- Check your claim status and other information at Delta Dental. You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more.
- Download the mobile app. Convenient on the go access to plan information, ID cards, member services, cost saving tools and more.
- Contact Alight for guidance and assistance – If you have dental care questions, billing issues, or any unique dental needs, contact Alight at 800.513.1667 ext 984.