Overview
LPL Financial offers dental coverage through Delta Dental designed to help you maintain a healthy smile through regular preventive care and to fix any dental problems that may arise.
Dental Plans
Traditional PPO Dental Plan
Enhanced PPO Dental Plan
Key features
Free in-network
preventive and diagnostic care
Affordable coverage
that helps you manage the cost of dental treatment
Wide network of providers
that have agreed to negotiated rates, which helps you save money.
Find a network dentist
You’ll generally pay less when you use an in-network dentist. Visit the Delta Dental website to find an in-network provider near you.
In-Network Plan Comparison
| Traditional PPO Dental Plan |
Enhanced PPO Dental Plan |
|
|---|---|---|
| Annual deductible | $75 Ind/$225 Fam | $50 Ind/$150 Fam |
| Annual maximum benefit | $1,500 per person | $2,500 per person |
| Preventive care Office visits, X-rays, cleanings and sealants (per tooth) |
No charge | No charge |
| Restorative care Sealants (per tooth), amalgam fillings and composite fillings |
You pay 10%1 | You pay 10%1 |
| Periodontics (gum treatment) | You pay 10%1 | You pay 10%1 |
| Endodontics (root canal therapy) | You pay 10%1 | You pay 10%1 |
| Oral surgery | You pay 10%1 | You pay 10%1 |
| Crowns and bridges | You pay 40%1 | You pay 40%1 |
| Prosthetics (dentures) | You pay 40%1 | You pay 40%1 |
| Orthodontia Dependent children to age 26 and adults |
Not covered | You pay 50%1 to $2,000 lifetime maximum |
1Your responsibility after deductible.
Money-Saving Tips
Here’s how to make the most of your dental benefits:
Choose an in-network provider
Using a participating dentist in the Delta Dental network will ensure you receive the highest benefits from your plan. To find a provider, go to Delta Dental.
If your service will exceed $300, request that your provider submit a pretreatment estimate.
You should always submit a request for a pretreatment estimate for procedures and services your dentist believes will exceed $300 (procedures such as crowns, inlays, bridges, and periodontics). For more information, call (800) 765-6003 or visit the Delta Dental website.
Check your claim status and other information at Delta Dental.
You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more.
Download the mobile app.
Convenient on the go access to plan information, ID cards, member services, cost saving tools and more.
Contact Alight for guidance and assistance –
If you have dental care questions, billing issues, or any unique dental needs, contact Alight at (800) 513-1667.