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Vision

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Last updated date: 12/6/2024

Overview

To help you keep life in focus, LPL Financial offers you the opportunity to enroll in vision insurance through VSP Vision, which provides coverage for periodic eye exams, eyeglasses, and contact lenses for you and your eligible dependents.

Vision Plans

Traditional PPO Vision Plan

Enhanced PPO Vision Plan​

Key features

woman having eyes examined

Eye exam covered every year,

with only a small copay charged to you.

Coverage for prescription eyeglasses or contact lenses

so you can choose the method of correction you prefer.

Wide network of providers

that have agreed to negotiated rates, which helps you save money.

Convenient member portal

for on the go access for registered members.

Find a network provider

You’ll generally pay less when you stay in network. Visit the VSP Vision website to find an in-network vision care provider near you.

In-Network Plan Comparison

Traditional PPO Vision Plan Enhanced PPO Vision Plan​
WellVision Exam Every 12 months: $20 copay
Frame Every 24 months
  • $170 featured frame brands allowance
  • $150 frame allowance
  • 20% savings on the amount over your allowance
  • $80 Walmart®/Sam's Club®/Costco® frame allowance
Every 12 months
  • $220 featured frame brands allowance
  • $200 frame allowance
  • 20% savings on the amount over your allowance
  • $110 Walmart®/Sam's Club®/Costco® frame allowance
Lenses Every 24 months
  • Single vision, lined bifocal, and lined trifocal lenses
  • Impact-resistant lenses for dependent children
Every 12 months
  • Single vision, lined bifocal, and lined trifocal lenses
  • Impact-resistant lenses for dependent children
Lens Enhancement Every 24 months
  • Standard progressive lenses $0
  • Premium progressive lenses $95 - $105
  • Custom progressive lenses $150-175
  • Average savings of 30% on other lens enhancements
Every 12 months
  • Anti-glare coating $0
  • Tints/Light-reactive lenses $0
  • Scratch-resistant coating $0
  • Standard progressive lenses $0
  • Premium progressive lenses $95 - $105
  • Custom progressive lenses $150-175
  • Average savings of 30% on other lens enhancements
Contacts (instead of glasses) Every 24 months
  • Fitting and evaluation exam $60
  • $150 allowance for contacts
Every 12 months
  • Fitting and evaluation exam $60
  • $200 allowance for contacts
Exam Savings Glasses and Sunglasses
  • Extra $20 to spend on featured frame brands. Go to vsp.com/offers for details.
  • 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision Exam.
Routine Retinal Screening: No more than a $39 copay on routine retinal screening as an enhancement to a WellVision Exam.
Laser Vision Correction: Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities.

For complete cost and coverage details, log in to your VSP member profile.

Contact Alight for extra guidance and assistance – If you have vision care questions, billing issues, or any unique vision needs, contact Alight at (800) 513-1667.